Financial Health Check-Up
Just as regular medical checkups help maintain your physical well-being, a financial health checkup is essential to ensure your money is working for your present needs and future goals. Financial health reflects how well you manage your income, expenses, debts, savings, insurance, investments, and retirement readiness.
In today’s uncertain economic environment, it’s not enough to simply earn money — knowing how to save, plan, protect, and grow your finances is equally important. Whether you’re a salaried individual, self-employed, or business owner, maintaining strong financial health ensures stability, confidence, and peace of mind.
Purpose of this Financial Health Checkup tool
The checkup covers the following 8 key areas:
Budgeting
Are you tracking your income and spending effectively?
Savings
Are you setting aside enough for emergencies and short-term goals?
Debt Management
Are you managing debt responsibly and not over-leveraged?
Insurance
Are you and your family adequately protected against unforeseen risks?
Investment Awareness
Do you understand the purpose and types of investments?
Retirement Planning
Are you planning today for a stress-free tomorrow?
Income & Expense Balance
Are your financial habits sustainable?
Financial Goals & Credit Health
Do you set clear goals and maintain a good credit profile?
What you will get at the end of this assessment?
- You will receive a Financial Health Score.
- A summary report of your current financial standing.
- Customized suggestions for improvement based on your responses.
- Clarity on which financial areas need immediate attention.
Disclaimer:
This tool is designed for general financial awareness and educational purposes only. It does not constitute personalized investment advice, tax planning, or insurance recommendations.
Please consult a SEBI-registered Investment Adviser for personalized financial advice.
This tool is published by Niiveshneeti, a SEBI-registered Research Analyst – Amit Kori (Registration No. INH000016533).